1. This is a binding agreement between you and the Site.
2. The Site provides reviews and information for research and informational purposes only.
The reviews and information provided on our site are opinions to be used for research and informational purposes only. They are not to be construed as professional or legal advice by our website, owners, staff or the like. Our site visitors should know that many factors impact the applicability of the information presented here and you shouldn’t rely on this as professional or legal advice.
3. We receive compensation from companies featured on the website.
In order to provide this free service, we allow advertisers to place sponsored links on our site. We receive compensation from many of the companies featured on our website. You may read more about the Site’s activities and compensation by visiting https://badcredit2020.com/advertising-disclosure.
4. All information is presented at the sole discretion of the Site’s editor and is not guaranteed or warranted for any purpose.
Our rankings, scoring and opinions are presented at the sole discretion of our site editor. Although an effort is made to ensure that all information presented is accurate and up to date, we cannot and do not provide a warranty to the accuracy of data and information on this site.
5. Removing Your Information from the Website.
6. You grant BadCredit2020.com a license to use all User Content.
By using the Site, You grant BadCredit2020 a license to use the materials you post to the Site or Service. By posting, downloading, displaying, performing, transmitting, or otherwise distributing information or other content (“User Content”) to the Site or Service, you are granting BadCredit2020, its affiliates, officers, directors, employees, consultants, agents, and representatives a license to use User Content in connection with the operation of the Internet business of BadCredit2020, its affiliates, officers, directors, employees, consultants, agents, and representatives, including without limitation, a right to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat User Content. You will not be compensated for any User Content. You agree that BadCredit2020 may publish or otherwise disclose your name in connection with your User Content. By posting User Content on the Site or Service, you warrant and represent that you own the rights to the User Content or are otherwise authorized to post, distribute, display, perform, transmit, or otherwise distribute User Content.
7. BadCredit2020 has Intellectual Property rights to its Site.
a) Our Site and all of its original contents (collectively, the “Intellectual Property”), are protected by copyright, trademark and other laws of the United States, as well as international conventions and the laws of other countries. The Intellectual Property is owned or controlled by BadCredit2020 or the party credited as the provider of the intellectual property. Additionally, the Site itself is protected by copyright as a collective work or compilation or both.
b) No portion of this Site may be reproduced, duplicated, copied, sold, or otherwise exploited for any commercial purpose that is not expressly permitted by BadCredit2020.
8. Your use of the Site is restricted as provided in this Agreement.
9. This Site contains links to third party sites and services.
This Site may contain links to other sites owned by third parties. Your use of each of those sites is at your own risk and is subject to the terms of those sites. BadCredit2020 has no control over sites that are not ours, and BadCredit2020 is not responsible for any changes to or content on them. BadCredit2020 assumes no responsibility for the content of or services offered by linked third-party sites, and makes no representations regarding the accuracy of materials on third-party Web sites. Statements made on third-party Web sites linked to or from this Site reflect only the views of their authors and not of BadCredit2020. BadCredit2020’s inclusion on the Site of any third-party content or a link to a third-party site is not an endorsement of that content or third-party site.
10. Disclaimer of Warranties.
a) BAD CREDIT 2020 DOES NOT GUARANTEE THE ACCURACY OF INFORMATION FOUND ON THE SITE OR THROUGH THE SERVICES. USE OF THE SITE, THE SERVICES AND ANY DATA ACCESSED WHILE USING THE SITE OR THE SERVICES IS AT YOUR SOLE RISK. THE SITE, THE SERVICES AND ALL CONTENTS OF EACH ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.
b) BAD CREDIT 2020 DOES NOT WARRANT THAT THE SITE OR SERVICES WILL MEET ANY REQUIREMENTS OR NEEDS YOU MAY HAVE, OR THAT THE SITE OR SERVICES WILL OPERATE ERROR FREE, OR IN AN UNINTERRUPTED FASHION, OR THAT ANY DEFECTS OR ERRORS IN THE SITE OR SERVICES WILL BE CORRECTED, OR THAT THE SITE OR SERVICES ARE COMPATIBLE WITH ANY PARTICULAR PLATFORM. BAD CREDIT 2020 IS NOT OBLIGATED TO PROVIDE ANY UPDATES TO THE SITE OR SERVICES.
c) BAD CREDIT 2020 DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE MATERIALS ON THIS SITE OR SERVICES IN TERMS OF THEIR TIMELINESS, CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. WHILE BAD CREDIT 2020 MAKES REASONABLE EFFORTS TO PROVIDE ACCURATE AND TIMELY INFORMATION ON THE SITE, YOU SHOULD NOT ASSUME THAT THE INFORMATION PROVIDED IS ALWAYS UP TO DATE OR THAT THE SITE CONTAINS ALL THE RELEVANT INFORMATION AVAILABLE ABOUT BAD CREDIT 2020. BAD CREDIT 2020 UNDERTAKES NO OBLIGATION TO VERIFY OR MAINTAIN THE CURRENCY OF SUCH INFORMATION.
d) BAD CREDIT 2020 DOES NOT REPRESENT THAT THE SITE, THE SERVICES OR ANY DATA ACCESSED WHILE USING THE SITE OR THE SERVICES IS APPROPRIATE OR AVAILABLE FOR USE OUTSIDE THE UNITED STATES.
e) BAD CREDIT 2020 EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, RELATING TO THE SITE, THE SERVICES AND ANY DATA ACCESSED WHILE USING THE SITE OR THE SERVICES, OR THE ACCURACY, TIMELINESS, COMPLETENESS, OR ADEQUACY OF THE SITE, THE SERVICES AND ANY DATA ACCESSED WHILE USING THE SITE OR THE SERVICES, INCLUDING THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
11. Limitation of Liability.
a) BadCredit2020 is not liable to you for claims or liabilities of any kind, including without limitation, for any direct, indirect, incidental, consequential or any other damages arising out of or related to the use of the site or services by you or by third parties or arising out of or related to any third-party software, any data accessed while using the site or services, your use or inability to use or access the site or services, whether such damage claims are brought under any theory of law or equity even if you have advised BadCredit2020 in advance of the possibility of such damage, including, without limitation, damages for loss of business profits, injury to person or property, business interruption, loss of business or personal information.
b) If, notwithstanding the limitations of liability set forth above, BadCredit2020 is found liable under any theory, BadCredit2020’s liability under this agreement or otherwise with respect to the site and the services and your exclusive remedy will be limited to money damages not to exceed $100.
c) Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages as set forth in sections 6 and 7. accordingly, some of the limitations set forth in sections 6 and 7 may not apply to you. in such case, the terms of section 10(e) (severability) below will apply.
13. Arbitration Agreement.
a) YOU UNDERSTAND AND AGREE THAT ALL CLAIMS, DISPUTES OR CONTROVERSIES BETWEEN YOU AND BAD CREDIT 2020, ITS PARENTS, AFFILIATES, SUBSIDIARIES OR RELATED COMPANIES, INCLUDING, WITHOUT LIMITATION, TORT AND CONTRACT CLAIMS, CLAIMS BASED UPON ANY FEDERAL, STATE OR LOCAL STATUTE, LAW, ORDER, ORDINANCE OR REGULATION, AND THE ISSUE OF ARBITRABILITY, SHALL BE RESOLVED BY FINAL AND BINDING ARBITRATION AT A LOCATION DETERMINED BY THE ARBITRATOR. ANY CONTROVERSY CONCERNING WHETHER A DISPUTE IS ARBITRABLE SHALL BE DETERMINED BY THE ARBITRATOR AND NOT BY THE COURT. JUDGMENT UPON ANY AWARD RENDERED BY THE ARBITRATOR MAY BE ENTERED BY A DELAWARE OR FEDERAL COURT HAVING JURISDICTION THEREOF. THIS ARBITRATION CONTRACT IS MADE PURSUANT TO A TRANSACTION IN INTERSTATE COMMERCE AND ITS INTERPRETATION, APPLICATION, ENFORCEMENT AND PROCEEDINGS HEREUNDER SHALL BE GOVERNED BY THE FEDERAL ARBITRATION ACT (“FAA”). NEITHER YOU NOR BAD CREDIT 2020 SHALL BE ENTITLED TO JOIN OR CONSOLIDATE CLAIMS IN ARBITRATION BY OR AGAINST OTHER CONSUMERS OR ARBITRATE ANY CLAIM AS A REPRESENTATIVE OR MEMBER OF A CLASS OR IN A PRIVATE ATTORNEY GENERAL CAPACITY. THE PARTIES VOLUNTARILY AND KNOWINGLY WAIVE ANY RIGHT THEY HAVE TO A JURY TRIAL.
14. Miscellaneous Provisions.
b) This Site can be accessed from all 50 states of the United States and from all around the world. As each of these jurisdictions has laws and regulations that may differ from those of Delaware, by accessing this Site you and BadCredit2020 agree that the laws of Delaware (expect for conflicts of laws principles) will apply to all matters relating to use of this Site. Exclusive jurisdiction must lie with the courts of Delaware for all disputes, actions or proceedings arising out of or relating to your use of the Site. In any dispute that arises out of the relationship of Delaware and you, including tort claims, the prevailing party will be entitled to attorneys’ fees and costs.
c) Regardless of any applicable law to the contrary, any claim or cause of action arising out of or related to the Site, or the use of the Site, must be brought within one year after such claim or cause of action arose.